THE SMART GIVING GENERAL PURPOSE RELOADABLE (GPR) CARD PROGRAM

 

The Smart Giving GPR Card Program helps an organization generate revenues by simply setting up a direct deposit to a cardholder’s Smart Giving Prepaid MasterCard Card. This program eliminates the processing of company payroll checks and allows for instant access to monies by a cardholder who has had their pay deposited directly onto the prepaid MasterCard card. There are multiple benefits for both the organization and their employees:

 

Cardholder benefits include:

 

• Access – The Smart Giving Prepaid MasterCard acts just like a “DEBIT CARD”. So there is no debt piled onto this card as it is used. No credit check or bank account necessary. And because it is a reloadable card, the cardholder sets the limit for what can be spent on the card thus eliminating any NSF (non- sufficient funds) charges.

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• Acceptance – The card can be used to make purchases at millions of locations wherever MasterCard debit cards are accepted and to get cash at any MasterCard/Plus ATM’s and at many retailers.

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• Convenient – Immediate access to pay. Eliminate the hassle and expense of having to cash checks. Use the card to pay bills, eliminating the need to travel to pay bills and the cost of money orders. The card makes it easier to track expenses.

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• Safe and Secure – Avoid having to carry large amounts of cash. MasterCard’s Zero Liability Policy protects you, the card owner. Card owners are safer because, unlike cash, a Smart Giving MasterCard Payroll Card can be replaced if lost or stolen and the Smart Giving Prepaid MasterCard Card has all of the same security and fraud protections that are included with every MasterCard product.

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• Online Tracking – The Smart Giving Prepaid MasterCard comes complete with its own online tracking system. The cardholder can track their card balance and spending transactions online or by phone. They can even access their account and check their card’s balance by text message if they would like. Organization benefits include: · Cost-savings— Reduces costs associated with issuing, delivering, replacing and reconciling paper paychecks. - GPR cards can help companies save up to $50 per employee annually on payroll distribution costs. An employer’s estimated cost to provide a payroll check is $1-2 per check.

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• Cash Rebate—The usage of our payroll card yields a residual profit that will be rebated back to the company.

  • A second alternative to Direct Deposit

  • No bank account required—Everyone qualifies-No credit check

  • Payment method that utilizes existing ATM/POS and debit card infrastructure.

  • No Employer Liability.